Items you may need:


Preparing for your Portfolio loan and checklist(click or download form)



Investor (rental property) loans



PFS (Personal Financial Statement)


Loan Checklist



 I.  Assets (bank  statements, IRA, (anything you disclose on your loan application) :

2 month worth of assets/BANK STMTS: . I need the statements for accounts disclosed or declared on application (will need all pages please)


II. Income Documentation:__

 2 years tax 1040's pls give 2010,11 and 12 (last available 2 years)he extensions for 2009 . all schedules , W2's , K1 and 1009's 


III. Identification :__

If you have web site for your business please send so we can verify as well   (Self Employed)___

Pleases send me a copy of drivers license and copy of social card for you and spouse ___


IV. Property Information  and Documents:

Please send me the information on your homes current Hazard Insurance, I need agents contact information

Need a copy of the property survey ___
Most recent tax statement___
Most recent payoff (if refinance)__
Copy Leases on any owned rental propoperty__

copy of most recent mortgage statements all property__
Reo schedule on 1003 (will need amount of insurance, taxes, mortgage amount on all owned rentals):__


V. Other information and facts :

Please note any facts that may impact the ability to get a loan:

Divorce Decree (if applicable)

copy of agreements with creditors (for payoffs and/or disputes with creditors)

***Explanation for any negative credit rating, foreclosure, bankruptcy, other (its important in portfolio lending to have a legitimate reason , something written by borrower and if possible something that can be documented. Portfolio lending is about the "story" and why your loan will perform.


All returned documents can be scanned & e-mailed or faxed to me 214 242 3753
If you have these saved already you can also upload to my server


Please check application(1003) for any errors make any changes in marker and I will correct the master file once received back this is a scratch or initial set  so pls sign even with corrections to be made


*** if you seek Hard (non bank) money for rehabs or other Short Term (6 12 months) property please download GO TO TEXASREHABLOAN.COM