google-site-verification=GJElR0y-lZ_FqIaSXeNURddx3qUb8izjEp5Zf7_55Ig Texas Portfolio Loans for self employed, investors, credit issues
866 489 5363

Our Portfolio loan Mission :

*** Alternative and Portfolio loans are our niche, operating as a small mortgage company helping borrowers with both primary and investment property loans in need of loans that may not fit traditional todays conventional methods.




Non Conventional Loans

Sometimes a borrower just does not qualify for conventional (Fannie Mae - FHA type) loans. Perhaps you have large cash holdings but show little income on Tax returns, (self employed,) or you have more than 5 or even 10 properties financed. we may be able to help.

AlternatiFinancing & Portfolio lending


Niche Portfolio Loans in Texas:






Bank Statement Loan


Portfolio (Jumbo, Self employed, altnernative)





Investor (rental property) loans



Investor (Blanket property) loans



Property Tax loans



Hard Money Flip & Rehab Loans

Hard money Loans (online Hard money)
- if you need short term money for investments , from 10% - Texas Only




ITIN Loans - 20% Down





Portfolio loans for : investors, jumbo and non conventional borrowers ,self employed,ITIN, credit problems, more

We are on a mission to find borrowers who have income and cash for down payment but "Just missed" bank (Conventionl - FHA,FANNE MAE, other..) approval. Tell us your story and perhaps we can help.

We strive the be the fastest in closing and qualifying mortgage broker of non conventional loans. We ask that our borrowers be prepared- have the "story" (why you may not qualify conventionally ) ready with at least 12 bank statements, explanation of how you make money (if self employed) , explanation of negative credit - have all available and call us, many times we know within the first 10 minutes of a conversation if you loan will pass.

Perhaps you have been told you need a portfolio home loan. Our group specializes in small bank & othe financial institution portfolio loans for Texas real estate & homes. These non conventional (not Fannie or Freddy Mac, FHA ) type loans. Our downpayment requirement is 20% and rates are typically 1- 3 % higher than FHA or Fannie Mae type stuff (those loans are loan because they have Govt. insurance and guarantees. Our loans are held by portfolio lenders ( private funds, life insurance companies, small banks, ...)

We search for borrowers who may not qualify for traditional (Fannie-FHA and other govt insured loans) but who have a good "story" reason for why they may make a good loan candidate. We work loans for investors and owner occupied mortgages. Min Loan is 75,000 with loans up 3,000,000.

Just be prepared to tell us your story (reason for portfolio loan and details on your current financial health). These loans work well for borrowers with a "story", recently self employed, recent problems (BK,foreclosure, other). Maybe you just became paid 1099 rather than by w2. Maybe you have a job and own a small business or rental property. We use alternative means of calculating income (You should know you last 24 months of bank deposit history) such as bank statements, assets (some call it asset depletion method), gross income and other ways to qualify good borrowers.



Get Pre - Approved or Pre - Qualified (use option 2) This is our basic summary for all loans.Its an online application.


Portfolio & Specialty Real Estate Lending and mortgages in Texas.   
If you are looking to purchase, refinance, or cash out on real estate on homes located in Texas , please send us an email , follow the 2 step process above or simply call us at 214-213 8967 for a complimentary consultation about your loan request.

Our mission regarding is lending: Simple - Provide a streamlined approach to the loan process in Texas. Whether buying as investor (our specialty) or for your primary residence we are seasoned loan consultants and offer a clear path to financing per the borrowers unique situation.

We have structured relationships with local portfolio lenders for investment property oans, Jumbo loans, loans for self employed, bank statement programs and other products that DONT quite fit the Fannie Mae or FHA window. If you have have good credit but have been turned down, please call us and tell the "story" of your situation.

Please take a moment to read more about us, or use our apply online or  loan center  menu  to obtain the most current information on mortgage programs and information available. We are small office in Dallas with loan processing located in the State of Texas as well.

This the site of mortgage broker Monty Busch. I have been originating mortgages, private loans and specializing in investor loans for 10+ years and active landlord. We are flexible because we work with a variety small and large banks and I own a hard money lending company for private (non bank) lending needs.

***** if after reading and you seek Hard (non bank) money for rehabs or other investment property please download the hard money app or go to our Texas hard Money site (for flippers , residential and commercial propeperty.


  • NMLS 305272